Tips for Selling Your Flood or Fire Damaged Home without Drowning

For a desert state, floods are more common than you’d think. In fact, more than 200 homes were damaged in August of 2021 when flash floods struck Emery County. The dry soil in the state makes floods a risk for many areas.

Additionally, Utah is prone to wildfires. A study released by Redfin indicated that fires threaten nearly 40% of all homes in Utah. If your home suffered from fire or flood damage, you’re far from alone.

Fire and flood damage often leave properties with significant damage that make it difficult (or impossible) to sell on the traditional market without expensive repairs and remodeling. If you’re trying to get rid of a property with this type of damage, here are a few tips to make the process a little easier.

Talk to your insurance company:

Talk to your homeowner’s insurance agent. Not all policies include floor and/or fire insurance, so you’ll want to find out what, if any, costs they can help cover for repairs. Take advantage of any coverage you have and tackle any projects that prevent you from selling the home. You may be able to afford the other repairs on your own or sell your home without addressing the remaining damage.

Get a copy of the fire report:

Contact your local fire department to get a copy of the report on your home. This report often contains information your insurance company will need and could help identify problem areas.

Smoke damage matters:

Even if the fire didn’t physically destroy much of the home, you’d likely need to deal with smoke damage. Smoke and soot can stain the walls and carpets and leave an unpleasant smell. The house will require extensive cleaning to remove the odor and soot stains. Expect to pay around $3,000 for minor fire damages.

Flood damage can be pricey:

Flood damage can be pricy: Cleaning up floodwaters fast is essential. If water stands too long, you could get mold, rust, wood rot, and other structural issues. You should expect to pay between $500 and $7,000 depending on the amount of damage. More extensive damage could set you back more than $75,000.

Keep track of all paperwork:

Keep track of all paperwork: If you opt to make repairs and restore the property, make sure you keep all your documents. The next buyer will want to review the specific repairs you accomplished. Take photos, keep invoices, and be prepared to prove that you did take the time to restore the home properly.

Be prepared to wait:

Be prepared to wait: If you decide to repair your flood or fire-damaged home, get ready to dig in for the long haul. If most of the damage was cosmetic, you might only need a few weeks to completely clean the home. However, more extensive damages, repairs could take several months. You may not even be able to live in the house.

Consider selling your home for cash:

Consider selling the home for cash: Tackling a fire or flood-damaged home is a time-consuming process. Making the repairs and cleaning up the damage can also be very expensive. If you’re not ready to undertake this, you’ll likely need to sell your home as-is. Selling your house as-is means that a buyer purchases your home without asking you to make any repairs or concessions.

At Brick, we’re in the market to help families recover from difficult situations. When restoring a home after a flood or fire is too much for your family, we can help. Call us today or reach out via our online form to find out what you could get for your damaged property.

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