9 House Repairs That Could Break Your Budget

Sometimes your dream home (or dream investment property) can turn into a major nightmare. While most buyers go into a purchase understanding that some repairs are common, you might be one of the unfortunate that learns your new property is full of expensive repairs. Often, some damage doesn’t become apparent until a few years after you move in and settle down.

Here are some of the most expensive repairs homeowners might have to face:

Foundation Issues

Damages to your home’s foundation typically cost between $2,000 and $5,000. If you catch potential problems early on, you can take preventative measures and reduce your expense and the risk of further damage. More extensive damage could cost more time and money. You can protect your home from foundation damage by sloping the ground near your house and planting trees or bushes away from the home to prevent roots from growing underneath the foundation.

Water Heater Issues

If you enjoy warm showers, you’ll want to ensure that your water heater is in safe working condition. Water heaters often need to be replaced every 10 years. If yours is older than that and you notice clanking sounds, funky-smelling water, or leaks, you might want to consider a replacement. Repairs can cost as little as $300 while replacing the entire water heater will likely cost over $1,100.

Roof Damage

Your roof helps protect the interior of your home and ensures that your property stays warm and dry. Since roofs are so exposed, they need extra attention. Roofs are commonly damaged in storms and wear down over time. If you notice damaged or missing shingles or sagging, it might be time to repair your roof. Plan to spend between $5,000 and $11,000 on your roof repair. Monitoring your roof and repairing minor damages can ensure that your roof lasts for years to come.


Termites are the silent killer of homes. These tiny bugs are nearly impossible to see. They are often only detected after they’ve caused significant damage in a home. Termites can quickly cause thousands of dollars in damage if you don’t know what to look for and promptly address the problem. Common signs of termites include wood shavings around your walls and baseboards, mud tunnels and holes in the wall, and hollow-sounding walls or floors. Investing in pest control for a few hundred dollars could save you between $2,000 and $8,000 you would need to spend to tent and repair your home.

Water Damage and Mold

Water damage is expensive because it often requires replacing plumbing and/or large sections of drywall and insulation or flooring. If it’s not detected early, water damage can also result in problems with your electrical system and mold growth. Expect to pay between $1,200 and $4,500 for water damage repairs and between $1,100 and $2,200 for mold removal. If the water damage is from a flood, the repairs can be even more pricey.

Plumbing Issues and Septic Repairs

Dealing with plumbing or septic repairs stinks. Literally. Bad plumbing or a damaged septic tank can be a health hazard and a messy cleanup. Common signs that the plumbing or septic system is on the way out include foul smells, gurgling sounds in the toilet, and pools of water in your yard. It typically costs between $500 and $2,500 to repair a septic tank and up to $9,000 to buy a new one. Sewer lines can cost between $1,000 and $4,000 to replace or repair.

Repairing or Replacing HVAC Systems

A quality HVAC system is essential for safety, health, comfort, and saving money on your utility bills. Old HVAC systems could potentially cause problems for residents with asthma or other respiratory issues. Older HVAC systems could lead to carbon monoxide poisoning if you have a gas system. Replacing an HVAC system can range between $5,000 and $12,000. Repairs will likely cause significantly less. While most HVAC systems need to be replaced within 15-20 years, maintaining your heater and air conditioning will maximize the life of your unit while keeping your family safe from the elements.

Electrical Issues

Damaged electrical systems can be a safety hazard. Bad wiring and old wiring increase the risk of house fires. You may also notice higher utility bills with bad wiring. The circuit breaker in your home should be replaced every 20 to 40 years, and homes built before 1960 may need rewiring. Rodents and termites may also necessitate the complete rewiring of a home. Plan to spend between $500 and $1500 for a new circuit breaker and $6,000 to $25,000 to rewire the electrical in your house.

Replacing or Repairing Siding

The siding on a house helps keep the structure safe from outside elements and provides insulation. Quality siding can last for years. But, when it’s time to replace the siding, you could face repairs upwards of $15,000. While there are more budget-friendly siding options, siding that looks nicer, lasts longer, and offers more insulation could cost a little more. You can protect your home from siding damage by keeping trees away from your home, regularly monitoring your siding for damages, or upgrading to a quality exterior for longer life.

If your home needs more than one of these repairs, you might feel like you’re in too deep. Home and property repairs can quickly add up. Fixing the damages might not be in your budget. When you’re ready to sell, call Brick for a quick quote. We buy homes in any condition. We’ll take that fixer-upper off your hands, so you can find a property that needs a little less TLC.

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Nashville Tennessee

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